01
FinanceMay 18, 20247 min read
Understanding Credit Risk – A Practical Approach
Breaking down credit risk analysis in simple and practical steps. Key concepts and frameworks.
Read MoreHello, I'm
Sachin Maurya
Finance Professional Exploring Investing, Risk Systems & Digital Growth.
I analyze financial data, assess credit risk, and make informed lending decisions. I'm also passionate about investing, technology, and sharing practical knowledge that creates real value.
Credit Analyst
at CreditSea
Feb 2026 – Present
What I Do
Areas of Focus
Credit Analysis
Evaluate credit risk, financials, and support smart lending decisions.
Risk Management
Identify risk factors, assess exposure, and minimize potential loss.
Investing & Markets
Learning market behavior, investing strategies, and trading concepts.
Digital & Tech
Exploring tech, tools, and systems that improve productivity and learning.
My Path
My Journey So Far
A continuous progression through learning, technology, finance and professional growth.
2010
Explored Linux
Started exploring Linux in school and became curious about how systems work.
2020
YouTube Studio
Learned how YouTube Studio works and understood content behind the scenes.
2022
12th (PCM)
Completed 12th with PCM and developed interest in finance & technology.
2024
DCA Completed
Completed DCA with Excel, Tally Prime (GST) and improved digital skills.
2025
MA Economics
Pursuing Master's in Economics and deepening understanding of financial systems.
Feb 2026
Credit Analyst
Joined CreditSea as Credit Analyst and working in loan underwriting.
Explored Linux
2010Started exploring Linux in school and became curious about how systems work.
YouTube Studio
2020Learned how YouTube Studio works and understood content behind the scenes.
12th (PCM)
2022Completed 12th with PCM and developed interest in finance & technology.
DCA Completed
2024Completed DCA with Excel, Tally Prime (GST) and improved digital skills.
MA Economics
2025Pursuing Master's in Economics and deepening understanding of financial systems.
Credit Analyst
Feb 2026Joined CreditSea as Credit Analyst and working in loan underwriting.
5+
Years of Learning
Continuous self-learning across finance, tech and beyond.
1+
Year of Experience
Professional experience in credit analysis and risk assessment.
10+
Skills & Tools
From Excel to SQL, finance to digital marketing.
1 Goal
Create Value
Sharing knowledge, mentoring and building meaningful things.
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02
InvestingMay 10, 20246 min read
My Learning Journey in Investing & Markets
Key lessons from studying markets, price action, and trading psychology.
Read More03
ProductivityMay 02, 20245 min read
Building Better Systems for Learning & Growth
How I use systems and habits to stay consistent every day and improve continuously.
Read MoreLet's Grow Together
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