My Experience

My Professional Journey

A journey of continuous learning, taking responsibility, and creating impact through analytical thinking and practical execution in finance and credit.

Credit AnalysisRisk AssessmentFinancial Insights

CreditSea

Credit Analyst

Current
MonTueWedThuFriSatSun

120+

Cases

98%

Accuracy

1+

Year

1+ Years

Professional Experience

Work Experience

Credit Analyst

Current
CreditSeaRaipur, Chhattisgarh, IndiaFeb 2026 – Present

Analyzing financial data, assessing credit risk, and supporting informed lending decisions for businesses and individuals.

  • Analyze applicant financials, bank statements, and documents for credit evaluation.
  • Assess credit risk and prepare detailed risk assessment reports.
  • Perform loan underwriting and recommend credit limits/terms.
  • Identify risk factors and recommend mitigation strategies.
  • Collaborate with cross-functional teams to improve credit decisioning.

Junior Credit Analyst

CreditSeaRaipur, Chhattisgarh, IndiaMay 2024 – Feb 2026

Supported senior analysts in credit evaluation, financial analysis, and risk monitoring of loan accounts.

  • Reviewed financial documents and bank statements.
  • Prepared credit reports and risk summaries.
  • Monitored loan accounts and tracked key risk indicators.
  • Assisted in process improvements and data analysis.

Academic & Personal Growth

Learning & Certifications2022 – 2024

Focused on building a strong foundation in finance, economics, and technology while continuously upgrading skills.

  • Master's in Economics
  • Diploma in Computer Applications (DCA)
  • 12th (PCM) – Science Stream
  • 10th – Explored Linux, technology, and digital systems

Self-Learning & Projects

Current
Independent Learner2020 – Present

Continuously learning, exploring, and building in finance, investing, technology, and digital systems.

  • Investing & market learning
  • Content creation & knowledge sharing
  • Systems thinking & productivity improvement

Core Strengths

Analytical Thinking

Breaking down problems and finding logical solutions.

Attention to Detail

Ensuring accuracy in analysis and decision-making.

Risk Awareness

Identifying risks early and recommending solutions.

Continuous Learning

Always learning, adapting, and improving.

Skills

Credit Analysis90%
Risk Assessment85%
Financial Analysis88%
Bank Statement Analysis90%
Loan Underwriting80%
Excel / Advanced Excel90%

Tools & Technologies

Excel
SQL
Tally Prime
PowerPoint
Linux
Google Sheets

Experience Snapshot

1+ Years

Professional Experience

10+

Projects Academic & Personal

100%

Commitment to Growth & Excellence